{"id":8865,"date":"2025-09-24T13:52:04","date_gmt":"2025-09-24T04:52:04","guid":{"rendered":"https:\/\/webstar-marketing.co.jp\/itsuno-money\/?p=8865"},"modified":"2026-04-06T15:33:06","modified_gmt":"2026-04-06T06:33:06","slug":"ranking-base","status":"publish","type":"post","link":"https:\/\/webstar-marketing.co.jp\/itsuno-money\/ranking-base\/","title":{"rendered":"\u3044\u3064\u306e\u30de\u30cb\u30fc\u30b9\u30b3\u30a2\u306e\u8a55\u4fa1\u57fa\u6e96\u3068\u65b9\u6cd5\u8ad6"},"content":{"rendered":"<p><span style=\"font-size:12px;\">\u6700\u7d42\u66f4\u65b0: 2026\u5e743\u670811\u65e5\uff5c\u6b21\u56de\u66f4\u65b0\u4e88\u5b9a: 2026\u5e744\u6708\uff08\u5404\u793eIR\u6708\u6b21\u30ec\u30dd\u30fc\u30c8\u53cd\u6620\uff09<\/span><\/p>\n<p>\u3044\u3064\u306e\u30de\u30cb\u30fc\u3067\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u306e\u30e9\u30f3\u30ad\u30f3\u30b0\u304a\u3088\u3073\u8a55\u4fa1\u3092\u3001<strong>\u72ec\u81ea\u306e\u8a55\u4fa1\u57fa\u6e96\u300c\u3044\u3064\u306e\u30de\u30cb\u30fc\u30b9\u30b3\u30a2\u300d<\/strong>\u306b\u57fa\u3065\u3044\u3066\u4f5c\u6210\u3057\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u30da\u30fc\u30b8\u3067\u306f\u3001\u30b9\u30b3\u30a2\u306e\u7b97\u51fa\u65b9\u6cd5\u30fb\u30c7\u30fc\u30bf\u30bd\u30fc\u30b9\u30fb\u66f4\u65b0\u30eb\u30fc\u30eb\u3092\u5168\u3066\u516c\u958b\u3057\u307e\u3059\u3002<\/p>\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl\">\n<div class=\"cap_box_ttl\"><span><strong>\u3053\u306e\u30da\u30fc\u30b8\u3067\u308f\u304b\u308b\u3053\u3068<\/strong><\/span><\/div>\n<div class=\"cap_box_content\">\n<ul class=\"wp-block-list is-style-check_list\">\n<li>\u3044\u3064\u306e\u30de\u30cb\u30fc\u30b9\u30b3\u30a2\u306e\u7b97\u51fa\u65b9\u6cd5\uff085\u30ab\u30c6\u30b4\u30ea\u30fb100\u70b9\u6e80\u70b9\uff09<\/li>\n<li>\u5404\u30ab\u30c6\u30b4\u30ea\u306e\u914d\u70b9\u3068\u8a55\u4fa1\u57fa\u6e96\u306e\u8a73\u7d30<\/li>\n<li>\u53c2\u7167\u3057\u3066\u3044\u308b\u30c7\u30fc\u30bf\u30bd\u30fc\u30b9\u4e00\u89a7\uff08\u5168\u3066URL\u4ed8\u304d\uff09<\/li>\n<li>\u4e3b\u89815\u793e\u306e\u30b9\u30b3\u30a2\u7b97\u51fa\u7d50\u679c\u3068\u6839\u62e0<\/li>\n<li>\u30c7\u30fc\u30bf\u306e\u66f4\u65b0\u30eb\u30fc\u30eb\u3068\u7de8\u96c6\u65b9\u91dd<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<div class=\"swell-block-capbox cap_box is-style-onborder_ttl2\">\n<div class=\"cap_box_ttl\"><span>\u3053\u306e\u8a18\u4e8b\u3092\u66f8\u3044\u305f\u4eba<\/span><\/div>\n<div class=\"cap_box_content\">\n<p><img decoding=\"async\" src=\"https:\/\/webstar-marketing.co.jp\/itsuno-money\/wp-content\/uploads\/2026\/04\/yoshioka-profile.webp\" alt=\"\u5409\u5ca1\u653f\u4eba\" width=\"80\" height=\"80\" style=\"float:left;margin:0 16px 8px 0;border-radius:50%\" \/><strong><a href=\"https:\/\/webstar-marketing.co.jp\/itsuno-money\/author\/yoshioka\/\">\u5409\u5ca1\u653f\u4eba<\/a><\/strong>\uff5c\u3044\u3064\u306e\u30de\u30cb\u30fc\u7de8\u96c6\u9577<\/p>\n<p>\u30a6\u30a7\u30d6\u30b9\u30bf\u30fc\u30de\u30fc\u30b1\u30c6\u30a3\u30f3\u30b0\u682a\u5f0f\u4f1a\u793e \u4ee3\u8868\u53d6\u7de0\u5f79\u3002\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u30fb\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u30ea\u30b9\u30c6\u30a3\u30f3\u30b0\u5e83\u544a\u904b\u7528\u6b7410\u5e74\u4ee5\u4e0a\u3002\u30c7\u30fc\u30bf\u5206\u6790\u306b\u57fa\u3065\u304f\u6b63\u78ba\u306a\u60c5\u5831\u767a\u4fe1\u3092\u884c\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n<\/div>\n<\/div>\n<h2 class=\"wp-block-heading\" id=\"scoring-overview\">\u3044\u3064\u306e\u30de\u30cb\u30fc\u30b9\u30b3\u30a2\u3068\u306f<\/h2>\n<p>\u3044\u3064\u306e\u30de\u30cb\u30fc\u30b9\u30b3\u30a2\u306f\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u30fb\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u5404\u793e\u3092<strong>5\u3064\u306e\u30ab\u30c6\u30b4\u30ea\u30fb100\u70b9\u6e80\u70b9<\/strong>\u3067\u5b9a\u91cf\u8a55\u4fa1\u3059\u308b\u72ec\u81ea\u306e\u6307\u6a19\u3067\u3059\u3002\u8a55\u4fa1\u5bfe\u8c61\u306f\u300c\u5229\u7528\u8005\u306b\u3068\u3063\u3066\u306e\u5b9f\u8cea\u7684\u306a\u30e1\u30ea\u30c3\u30c8\u300d\u306b\u7d5e\u308a\u3001\u5e83\u544a\u8cbb\u3084\u63d0\u643a\u95a2\u4fc2\u306f\u30b9\u30b3\u30a2\u306b\u4e00\u5207\u5f71\u97ff\u3057\u307e\u305b\u3093\u3002<\/p>\n<p>\u30b9\u30b3\u30a2\u306f<strong>\u516c\u7684\u6a5f\u95a2\u306e\u7d71\u8a08\u30c7\u30fc\u30bf\u3068\u5404\u793e\u306eIR\uff08\u6295\u8cc7\u5bb6\u5411\u3051\u60c5\u5831\uff09<\/strong>\u3068\u3044\u3046\u3001\u8ab0\u3067\u3082\u691c\u8a3c\u53ef\u80fd\u306a\u5ba2\u89b3\u30c7\u30fc\u30bf\u306e\u307f\u306b\u57fa\u3065\u3044\u3066\u3044\u307e\u3059\u3002\u300c\u7de8\u96c6\u90e8\u306e\u4e3b\u89b3\u300d\u3084\u300c\u53e3\u30b3\u30df\u306e\u5370\u8c61\u300d\u3067\u306f\u306a\u304f\u3001<strong>\u6570\u5024\u3067\u88cf\u4ed8\u3051\u3089\u308c\u305f\u8a55\u4fa1<\/strong>\u3067\u3059\u3002<\/p>\n<h2 class=\"wp-block-heading\" id=\"five-categories\">5\u3064\u306e\u8a55\u4fa1\u30ab\u30c6\u30b4\u30ea\u3068\u914d\u70b9<\/h2>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th>\u30ab\u30c6\u30b4\u30ea<\/th>\n<th>\u914d\u70b9<\/th>\n<th>\u8a55\u4fa1\u306e\u8003\u3048\u65b9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u30b3\u30b9\u30c8<\/strong><\/td>\n<td><strong>30\u70b9<\/strong><\/td>\n<td>\u91d1\u5229\u306e\u4f4e\u3055\uff0b\u7121\u5229\u606f\u671f\u9593\u306e\u7d4c\u6e08\u7684\u30e1\u30ea\u30c3\u30c8<\/td>\n<\/tr>\n<tr>\n<td><strong>\u5be9\u67fb\u901a\u904e\u306e\u3057\u3084\u3059\u3055<\/strong><\/td>\n<td><strong>20\u70b9<\/strong><\/td>\n<td>IR\u516c\u958b\u30c7\u30fc\u30bf\u306b\u57fa\u3065\u304f\u6210\u7d04\u7387\uff08\u5be9\u67fb\u901a\u904e\u7387\uff09<\/td>\n<\/tr>\n<tr>\n<td><strong>\u5229\u4fbf\u6027<\/strong><\/td>\n<td><strong>20\u70b9<\/strong><\/td>\n<td>\u878d\u8cc7\u30b9\u30d4\u30fc\u30c9\u30fbWeb\u5b8c\u7d50\u30fbATM\u30fb\u30a2\u30d7\u30ea\u5bfe\u5fdc<\/td>\n<\/tr>\n<tr>\n<td><strong>\u5b89\u5fc3\u5ea6<\/strong><\/td>\n<td><strong>15\u70b9<\/strong><\/td>\n<td>\u4f01\u696d\u898f\u6a21\u30fb\u904b\u55b6\u5e74\u6570\u30fb\u8cb8\u91d1\u696d\u767b\u9332<\/td>\n<\/tr>\n<tr>\n<td><strong>\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc<\/strong><\/td>\n<td><strong>15\u70b9<\/strong><\/td>\n<td>\u96fb\u8a71\u5728\u7c4d\u78ba\u8a8d\u306a\u3057\u30fb\u90f5\u9001\u7269\u306a\u3057\u30fb\u30ab\u30fc\u30c9\u30ec\u30b9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><strong>\u306a\u305c\u3053\u306e\u914d\u70b9\u306a\u306e\u304b\uff1f<\/strong><\/p>\n<p><a href=\"https:\/\/www.fsa.go.jp\/common\/about\/research\/20250530\/01.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u91d1\u878d\u5e81\u306e\u8cb8\u91d1\u696d\u5229\u7528\u8005\u8abf\u67fb\uff082025\u5e74\uff09<\/a>\u306b\u3088\u308b\u3068\u3001\u501f\u5165\u5148\u3092\u9078\u3076\u969b\u306b\u5229\u7528\u8005\u304c\u91cd\u8996\u3059\u308b\u30dd\u30a4\u30f3\u30c8\u306f\u300c\u91d1\u5229\u306e\u4f4e\u3055\u300d\u300c\u5be9\u67fb\u306e\u901a\u308a\u3084\u3059\u3055\u300d\u300c\u878d\u8cc7\u306e\u901f\u3055\u300d\u304c\u4e0a\u4f4d\u3092\u5360\u3081\u3066\u3044\u307e\u3059\u3002\u3044\u3064\u306e\u30de\u30cb\u30fc\u30b9\u30b3\u30a2\u306e\u914d\u70b9\u306f\u3001\u3053\u306e\u5229\u7528\u8005\u306e\u5b9f\u614b\u306b\u57fa\u3065\u3044\u3066\u8a2d\u8a08\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<h2 class=\"wp-block-heading\" id=\"cost\">\u30ab\u30c6\u30b4\u30ea1: \u30b3\u30b9\u30c8\uff0830\u70b9\u6e80\u70b9\uff09<\/h2>\n<p>\u300c\u304a\u91d1\u3092\u501f\u308a\u308b\u3068\u3044\u304f\u3089\u304b\u304b\u308b\u306e\u304b\u300d\u3092\u8a55\u4fa1\u3059\u308b\u30ab\u30c6\u30b4\u30ea\u3067\u3059\u3002<strong>\u4e0a\u9650\u91d1\u5229\uff0820\u70b9\uff09<\/strong>\u3068<strong>\u7121\u5229\u606f\u671f\u9593\u306e\u7d4c\u6e08\u7684\u30e1\u30ea\u30c3\u30c8\uff0810\u70b9\uff09<\/strong>\u306e2\u3064\u3067\u69cb\u6210\u3055\u308c\u307e\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading\">\u4e0a\u9650\u91d1\u5229\u306e\u8a55\u4fa1\u57fa\u6e96\uff0820\u70b9\u6e80\u70b9\uff09<\/h3>\n<p>\u521d\u56de\u501f\u5165\u306f\u4e0a\u9650\u91d1\u5229\u304c\u9069\u7528\u3055\u308c\u308b\u306e\u304c\u901a\u5e38\u3067\u3059\u3002\u4e0b\u9650\u91d1\u5229\u3067\u306f\u306a\u304f<strong>\u4e0a\u9650\u91d1\u5229\u3067\u6bd4\u8f03\u3059\u308b<\/strong>\u306e\u304c\u5229\u7528\u8005\u306b\u3068\u3063\u3066\u6b63\u78ba\u306a\u8a55\u4fa1\u3067\u3059\u3002<\/p>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th>\u4e0a\u9650\u91d1\u5229<\/th>\n<th>\u5f97\u70b9<\/th>\n<th>\u8a72\u5f53\u3059\u308b\u5546\u54c1\u4f8b<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u5e7415.0%\u672a\u6e80<\/td>\n<td>20\u70b9<\/td>\n<td>\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\uff08\u30d0\u30f3\u30af\u30a4\u30c3\u30af 14.6%\u7b49\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u5e7415.0%\u301c16.0%\u672a\u6e80<\/td>\n<td>18\u70b9<\/td>\n<td>\u4f4f\u4fe1SBI\u30cd\u30c3\u30c8\u9280\u884c\uff0814.79%\uff09\u7b49<\/td>\n<\/tr>\n<tr>\n<td>\u5e7416.0%\u301c17.0%\u672a\u6e80<\/td>\n<td>16\u70b9<\/td>\n<td>\u2015<\/td>\n<\/tr>\n<tr>\n<td>\u5e7417.0%\u301c17.5%\u672a\u6e80<\/td>\n<td>14\u70b9<\/td>\n<td>\u2015<\/td>\n<\/tr>\n<tr>\n<td>\u5e7417.5%\u301c17.9%\u672a\u6e80<\/td>\n<td>12\u70b9<\/td>\n<td>\u30d7\u30ed\u30df\u30b9\uff0818.0%\uff09\u3001au\u3058\u3076\u3093\u9280\u884c\uff0817.5%\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u5e7417.9%\u301c18.0%<\/td>\n<td>10\u70b9<\/td>\n<td>\u30a2\u30b3\u30e0\uff0817.9%\uff09\u3001\u30a2\u30a4\u30d5\u30eb\u30fb\u30ec\u30a4\u30af\u30fb\u30e2\u30d3\u30c3\u30c8\uff0818.0%\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u5e7418.0%\u8d85\u301c20.0%<\/td>\n<td>6\u70b9<\/td>\n<td>\u4e2d\u5c0f\u6d88\u8cbb\u8005\u91d1\u878d\u306e\u4e00\u90e8<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h3 class=\"wp-block-heading\">\u7121\u5229\u606f\u671f\u9593\u306e\u7d4c\u6e08\u7684\u30e1\u30ea\u30c3\u30c8\uff0810\u70b9\u6e80\u70b9\uff09<\/h3>\n<p>\u7121\u5229\u606f\u671f\u9593\u306f\u300c\u65e5\u6570\u304c\u9577\u3044\uff1d\u304a\u5f97\u300d\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002<strong>\u501f\u5165\u91d1\u984d\u3068\u8fd4\u6e08\u671f\u9593\u306b\u3088\u3063\u3066\u5b9f\u8cea\u7684\u306a\u7bc0\u7d04\u984d\u304c\u5909\u308f\u308b<\/strong>\u305f\u3081\u3001\u4ee3\u8868\u7684\u306a\u501f\u5165\u30d1\u30bf\u30fc\u30f3\uff0810\u4e07\u5186\u30fb30\u65e5\u8fd4\u6e08\uff09\u3067\u306e\u5229\u606f\u7bc0\u7d04\u984d\u3092\u30d9\u30fc\u30b9\u306b\u8a55\u4fa1\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th>\u7121\u5229\u606f\u671f\u9593<\/th>\n<th>\u5f97\u70b9<\/th>\n<th>10\u4e07\u5186\u30fb30\u65e5\u306e\u5229\u606f\u7bc0\u7d04\u984d<\/th>\n<th>\u8a72\u5f53\u3059\u308b\u5546\u54c1\u4f8b<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>365\u65e5\u9593<\/td>\n<td>10\u70b9<\/td>\n<td>\u7d0417,753\u5186<\/td>\n<td>\u30ec\u30a4\u30af\uff08\u5951\u7d04\u984d50\u4e07\u5186\u8d85\u306e\u5834\u5408\uff09<\/td>\n<\/tr>\n<tr>\n<td>60\u65e5\u9593<\/td>\n<td>8\u70b9<\/td>\n<td>\u7d041,479\u5186<\/td>\n<td>\u30ec\u30a4\u30af\uff08\u5951\u7d04\u984d200\u4e07\u5186\u4ee5\u4e0b\u30fbWeb\u7533\u8fbc\uff09<\/td>\n<\/tr>\n<tr>\n<td>30\u65e5\u9593<\/td>\n<td>6\u70b9<\/td>\n<td>\u7d041,479\u5186<\/td>\n<td>\u30d7\u30ed\u30df\u30b9\u30fb\u30a2\u30b3\u30e0\u30fb\u30a2\u30a4\u30d5\u30eb\u30fb\u30ec\u30a4\u30af<\/td>\n<\/tr>\n<tr>\n<td>\u306a\u3057<\/td>\n<td>0\u70b9<\/td>\n<td>0\u5186<\/td>\n<td>SMBC\u30e2\u30d3\u30c3\u30c8\u30fb\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><span style=\"font-size:13px;\">\u203b\u30d7\u30ed\u30df\u30b9\u306e30\u65e5\u7121\u5229\u606f\u306f\u300c\u521d\u56de\u501f\u5165\u306e\u7fcc\u65e5\u304b\u3089\u300d\u8d77\u7b97\u3002\u4ed6\u793e\u306f\u300c\u5951\u7d04\u65e5\u306e\u7fcc\u65e5\u304b\u3089\u300d\u8d77\u7b97\u306e\u305f\u3081\u3001\u30d7\u30ed\u30df\u30b9\u306e\u65b9\u304c\u7121\u99c4\u306a\u304f\u4f7f\u3048\u307e\u3059\u3002<\/span><\/p>\n<h2 class=\"wp-block-heading\" id=\"approval\">\u30ab\u30c6\u30b4\u30ea2: \u5be9\u67fb\u901a\u904e\u306e\u3057\u3084\u3059\u3055\uff0820\u70b9\u6e80\u70b9\uff09<\/h2>\n<p>\u300c\u7533\u3057\u8fbc\u3093\u3060\u3089\u5b9f\u969b\u306b\u501f\u308a\u3089\u308c\u308b\u306e\u304b\u300d\u3092\u5ba2\u89b3\u7684\u306b\u8a55\u4fa1\u3059\u308b\u30ab\u30c6\u30b4\u30ea\u3067\u3059\u3002\u5404\u793e\u304cIR\uff08\u6295\u8cc7\u5bb6\u5411\u3051\u60c5\u5831\uff09\u3067\u516c\u958b\u3057\u3066\u3044\u308b<strong>\u6210\u7d04\u7387<\/strong>\u3092\u305d\u306e\u307e\u307e\u4f7f\u7528\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n<p><strong>\u6210\u7d04\u7387\u3068\u306f\uff1f<\/strong> \u65b0\u898f\u7533\u8fbc\u4ef6\u6570\u306b\u5bfe\u3059\u308b\u65b0\u898f\u6210\u7d04\u4ef6\u6570\u306e\u5272\u5408\u3067\u3059\u3002\u300c\u5be9\u67fb\u306b\u901a\u3063\u305f\u4eba\u306e\u5272\u5408\u300d\u3068\u8fd1\u3044\u610f\u5473\u3092\u6301\u3061\u307e\u3059\u304c\u3001\u7533\u8fbc\u5f8c\u306b\u81ea\u3089\u30ad\u30e3\u30f3\u30bb\u30eb\u3057\u305f\u4eba\u3082\u5206\u6bcd\u306b\u542b\u307e\u308c\u308b\u305f\u3081\u3001\u53b3\u5bc6\u306a\u5be9\u67fb\u901a\u904e\u7387\u3088\u308a\u3084\u3084\u4f4e\u3044\u6570\u5024\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading\">\u6210\u7d04\u7387\u30c7\u30fc\u30bf\uff08\u5404\u793eIR\u516c\u958b\u60c5\u5831\uff09<\/h3>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th>\u4f1a\u793e\u540d<\/th>\n<th>\u6210\u7d04\u7387<\/th>\n<th>\u30c7\u30fc\u30bf\u671f\u9593<\/th>\n<th>\u30c7\u30fc\u30bf\u30bd\u30fc\u30b9<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u30a2\u30b3\u30e0<\/strong><\/td>\n<td><strong>39.6%<\/strong><\/td>\n<td>2025\u5e743\u6708\u671f\u4e0b\u671f<\/td>\n<td><a href=\"https:\/\/www.acom.co.jp\/corp\/ir\/library\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30a2\u30b3\u30e0IR\u30de\u30f3\u30b9\u30ea\u30fc\u30ec\u30dd\u30fc\u30c8<\/a><\/td>\n<\/tr>\n<tr>\n<td><strong>\u30d7\u30ed\u30df\u30b9<\/strong><\/td>\n<td><strong>35.6%<\/strong><\/td>\n<td>2025\u5e741\u6708\u6642\u70b9<\/td>\n<td><a href=\"https:\/\/www.smbc-cf.com\/ir\/highlight\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">SMBC CF \u6708\u6b21\u55b6\u696d\u6307\u6a19<\/a><\/td>\n<\/tr>\n<tr>\n<td><strong>\u30a2\u30a4\u30d5\u30eb<\/strong><\/td>\n<td><strong>30.9%<\/strong><\/td>\n<td>2025\u5e744\u301c9\u6708<\/td>\n<td><a href=\"https:\/\/www.ir-aiful.com\/jp\/finance\/monthly_data.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30a2\u30a4\u30d5\u30ebIR\u6708\u6b21\u30c7\u30fc\u30bf<\/a><\/td>\n<\/tr>\n<tr>\n<td><strong>\u30ec\u30a4\u30af<\/strong><\/td>\n<td><strong>24.1%<\/strong><\/td>\n<td>2025\u5e744\u301c6\u6708<\/td>\n<td><a href=\"https:\/\/corp.sbishinseibank.co.jp\/ja\/ir\/library\/results.html\" target=\"_blank\" rel=\"noreferrer noopener\">SBI\u65b0\u751f\u9280\u884cIR<\/a><\/td>\n<\/tr>\n<tr>\n<td>SMBC\u30e2\u30d3\u30c3\u30c8<\/td>\n<td>\u975e\u516c\u958b<\/td>\n<td>\u2015<\/td>\n<td>\u2015<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h3 class=\"wp-block-heading\">\u6210\u7d04\u7387\u306e\u30b9\u30b3\u30a2\u63db\u7b97<\/h3>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th>\u6210\u7d04\u7387<\/th>\n<th>\u5f97\u70b9<\/th>\n<th>\u89e3\u91c8<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>40%\u4ee5\u4e0a<\/td>\n<td>20\u70b9<\/td>\n<td>\u7d045\u4eba\u306b2\u4eba\u304c\u6210\u7d04\u3002\u975e\u5e38\u306b\u901a\u308a\u3084\u3059\u3044<\/td>\n<\/tr>\n<tr>\n<td>35\u301c39%<\/td>\n<td>17\u70b9<\/td>\n<td>\u7d043\u4eba\u306b1\u4eba\u304c\u6210\u7d04\u3002\u901a\u308a\u3084\u3059\u3044<\/td>\n<\/tr>\n<tr>\n<td>30\u301c34%<\/td>\n<td>14\u70b9<\/td>\n<td>\u7d043\u4eba\u306b1\u4eba\u3002\u6a19\u6e96\u7684<\/td>\n<\/tr>\n<tr>\n<td>25\u301c29%<\/td>\n<td>10\u70b9<\/td>\n<td>\u7d044\u4eba\u306b1\u4eba\u3002\u3084\u3084\u53b3\u3057\u3044<\/td>\n<\/tr>\n<tr>\n<td>24%\u4ee5\u4e0b<\/td>\n<td>7\u70b9<\/td>\n<td>4\u301c5\u4eba\u306b1\u4eba\u3002\u53b3\u3057\u3081<\/td>\n<\/tr>\n<tr>\n<td>\u975e\u516c\u958b<\/td>\n<td>10\u70b9<\/td>\n<td>\u30c7\u30fc\u30bf\u306a\u3057\u306e\u305f\u3081\u4e2d\u592e\u5024\u3092\u4ed8\u4e0e<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><span style=\"font-size:13px;\">\u203b\u6210\u7d04\u7387\u306f\u3042\u304f\u307e\u3067\u7d71\u8a08\u5024\u3067\u3042\u308a\u3001\u500b\u4eba\u306e\u5be9\u67fb\u7d50\u679c\u3092\u4fdd\u8a3c\u3059\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5e74\u53ce\u30fb\u4ed6\u793e\u501f\u5165\u72b6\u6cc1\u30fb\u4fe1\u7528\u60c5\u5831\u7b49\u306b\u3088\u308a\u7d50\u679c\u306f\u7570\u306a\u308a\u307e\u3059\u3002<\/span><\/p>\n<h2 class=\"wp-block-heading\" id=\"convenience\">\u30ab\u30c6\u30b4\u30ea3: \u5229\u4fbf\u6027\uff0820\u70b9\u6e80\u70b9\uff09<\/h2>\n<p>\u300c\u7533\u8fbc\u304b\u3089\u501f\u5165\u30fb\u8fd4\u6e08\u307e\u3067\u3001\u3069\u308c\u3060\u3051\u30b9\u30e0\u30fc\u30ba\u306b\u4f7f\u3048\u308b\u304b\u300d\u3092\u8a55\u4fa1\u3057\u307e\u3059\u30024\u3064\u306e\u9805\u76ee\u3067\u69cb\u6210\u3055\u308c\u307e\u3059\u3002<\/p>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u914d\u70b9<\/th>\n<th>\u8a55\u4fa1\u57fa\u6e96<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u878d\u8cc7\u30b9\u30d4\u30fc\u30c9<\/strong><\/td>\n<td>8\u70b9<\/td>\n<td>\u6700\u77ed3\u5206=8\u70b9\u3001\u6700\u77ed18\u5206=7\u70b9\u3001\u6700\u77ed20\u5206=6\u70b9\u3001\u6700\u77ed25\u5206=5\u70b9\u3001\u6700\u77ed30\u5206=4\u70b9\u3001\u6700\u77ed60\u5206=3\u70b9\u3001\u7fcc\u65e5\u4ee5\u964d=1\u70b9<\/td>\n<\/tr>\n<tr>\n<td><strong>Web\u5b8c\u7d50<\/strong><\/td>\n<td>4\u70b9<\/td>\n<td>\u7533\u8fbc\u301c\u501f\u5165\u307e\u3067\u5168\u3066Web\u5b8c\u7d50=4\u70b9\u3001\u4e00\u90e8\u6765\u5e97\u5fc5\u8981=2\u70b9\u3001\u6765\u5e97\u5fc5\u9808=0\u70b9<\/td>\n<\/tr>\n<tr>\n<td><strong>ATM\u30cd\u30c3\u30c8\u30ef\u30fc\u30af<\/strong><\/td>\n<td>4\u70b9<\/td>\n<td>\u30bb\u30d6\u30f3\u9280\u884c+\u30ed\u30fc\u30bd\u30f3\u9280\u884c+E-net\u5168\u5bfe\u5fdc=4\u70b9\u30012\u793e\u5bfe\u5fdc=3\u70b9\u30011\u793e\u5bfe\u5fdc=2\u70b9\u3001\u306a\u3057=0\u70b9<\/td>\n<\/tr>\n<tr>\n<td><strong>\u30b9\u30de\u30db\u30a2\u30d7\u30ea<\/strong><\/td>\n<td>4\u70b9<\/td>\n<td>\u30a2\u30d7\u30ea\u3067\u501f\u5165+\u8fd4\u6e08\u306e\u4e21\u65b9\u53ef\u80fd=4\u70b9\u3001\u501f\u5165\u306e\u307f=2\u70b9\u3001\u306a\u3057=0\u70b9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h2 class=\"wp-block-heading\" id=\"safety\">\u30ab\u30c6\u30b4\u30ea4: \u5b89\u5fc3\u5ea6\uff0815\u70b9\u6e80\u70b9\uff09<\/h2>\n<p>\u300c\u3053\u306e\u4f1a\u793e\u306b\u304a\u91d1\u3092\u501f\u308a\u3066\u5927\u4e08\u592b\u304b\u300d\u3068\u3044\u3046\u4fe1\u983c\u6027\u3092\u8a55\u4fa1\u3057\u307e\u3059\u3002<\/p>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u914d\u70b9<\/th>\n<th>\u8a55\u4fa1\u57fa\u6e96<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u4f01\u696d\u898f\u6a21\u30fb\u4e0a\u5834<\/strong><\/td>\n<td>5\u70b9<\/td>\n<td>\u6771\u8a3c\u4e0a\u5834\u4f01\u696d or \u4e0a\u5834\u4f01\u696d\u306e\u5b50\u4f1a\u793e=5\u70b9\u3001\u5927\u624b\u30b0\u30eb\u30fc\u30d7\u5098\u4e0b=4\u70b9\u3001\u72ec\u7acb\u7cfb=2\u70b9<\/td>\n<\/tr>\n<tr>\n<td><strong>\u904b\u55b6\u5e74\u6570<\/strong><\/td>\n<td>5\u70b9<\/td>\n<td>30\u5e74\u4ee5\u4e0a=5\u70b9\u300120\u301c29\u5e74=4\u70b9\u300110\u301c19\u5e74=3\u70b9\u300110\u5e74\u672a\u6e80=1\u70b9<\/td>\n<\/tr>\n<tr>\n<td><strong>\u8cb8\u91d1\u696d\u767b\u9332\u306e\u7d99\u7d9a\u6027<\/strong><\/td>\n<td>5\u70b9<\/td>\n<td>\u767b\u9332\u756a\u53f7\u306e\u66f4\u65b0\u56de\u6570\u3002(14)\u4ee5\u4e0a=5\u70b9\u3001(10)\u301c(13)=4\u70b9\u3001(5)\u301c(9)=3\u70b9\u3001(4)\u4ee5\u4e0b=1\u70b9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<p><span style=\"font-size:13px;\">\u203b\u8cb8\u91d1\u696d\u767b\u9332\u756a\u53f7\u306e( )\u5185\u306e\u6570\u5b57\u306f3\u5e74\u3054\u3068\u306e\u66f4\u65b0\u56de\u6570\u3092\u793a\u3057\u307e\u3059\u3002\u6570\u5b57\u304c\u5927\u304d\u3044\u307b\u3069\u9577\u671f\u9593\u306b\u308f\u305f\u3063\u3066\u9069\u6b63\u306b\u904b\u55b6\u3057\u3066\u3044\u308b\u3053\u3068\u3092\u610f\u5473\u3057\u307e\u3059\u3002<\/span><\/p>\n<h2 class=\"wp-block-heading\" id=\"privacy\">\u30ab\u30c6\u30b4\u30ea5: \u30d7\u30e9\u30a4\u30d0\u30b7\u30fc\uff0815\u70b9\u6e80\u70b9\uff09<\/h2>\n<p>\u300c\u5bb6\u65cf\u3084\u8077\u5834\u306b\u30d0\u30ec\u305a\u306b\u501f\u308a\u3089\u308c\u308b\u304b\u300d\u3092\u8a55\u4fa1\u3057\u307e\u3059\u3002<a href=\"https:\/\/www.fsa.go.jp\/common\/about\/research\/20250530\/01.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u91d1\u878d\u5e81\u306e\u8abf\u67fb<\/a>\u3067\u3082\u300c\u5468\u56f2\u306b\u77e5\u3089\u308c\u305f\u304f\u306a\u3044\u300d\u306f\u501f\u5165\u6642\u306e\u4e3b\u8981\u306a\u4e0d\u5b89\u8981\u7d20\u3067\u3059\u3002<\/p>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th>\u9805\u76ee<\/th>\n<th>\u914d\u70b9<\/th>\n<th>\u8a55\u4fa1\u57fa\u6e96<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u96fb\u8a71\u5728\u7c4d\u78ba\u8a8d<\/strong><\/td>\n<td>5\u70b9<\/td>\n<td>\u539f\u5247\u306a\u3057=5\u70b9\u3001\u66f8\u985e\u3067\u4ee3\u66ff\u53ef\u80fd=3\u70b9\u3001\u539f\u5247\u3042\u308a=0\u70b9<\/td>\n<\/tr>\n<tr>\n<td><strong>\u90f5\u9001\u7269<\/strong><\/td>\n<td>5\u70b9<\/td>\n<td>\u306a\u3057\uff08Web\u660e\u7d30\uff09=5\u70b9\u3001\u8a2d\u5b9a\u5909\u66f4\u3067\u56de\u907f\u53ef=3\u70b9\u3001\u3042\u308a=0\u70b9<\/td>\n<\/tr>\n<tr>\n<td><strong>\u30ab\u30fc\u30c9\u30ec\u30b9<\/strong><\/td>\n<td>5\u70b9<\/td>\n<td>\u30ab\u30fc\u30c9\u30ec\u30b9\u5bfe\u5fdc=5\u70b9\u3001\u30ab\u30fc\u30c9\u767a\u884c\u3060\u304c\u4e0d\u8981=3\u70b9\u3001\u30ab\u30fc\u30c9\u5fc5\u9808=0\u70b9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h2 class=\"wp-block-heading\" id=\"score-result\">\u5927\u624b5\u793e\u306e\u30b9\u30b3\u30a2\u7b97\u51fa\u7d50\u679c<\/h2>\n<p>\u4e0a\u8a18\u306e\u57fa\u6e96\u306b\u57fa\u3065\u304d\u3001\u5927\u624b\u6d88\u8cbb\u8005\u91d1\u878d5\u793e\u306e\u3044\u3064\u306e\u30de\u30cb\u30fc\u30b9\u30b3\u30a2\u3092\u7b97\u51fa\u3057\u307e\u3057\u305f\u3002<strong>\u5168\u3066\u306e\u5f97\u70b9\u306b\u6839\u62e0\u304c\u3042\u308a\u3001\u8ab0\u3067\u3082\u691c\u8a3c\u53ef\u80fd\u3067\u3059\u3002<\/strong><\/p>\n<div style=\"overflow-x:auto;-webkit-overflow-scrolling:touch;\">\n<table style=\"border-collapse:collapse;min-width:750px;width:100%;font-size:14px;\">\n<thead>\n<tr style=\"background:#006941;color:#fff;\">\n<th style=\"padding:10px 8px;border:1px solid #005a37;text-align:left;position:sticky;left:0;z-index:2;background:#006941;\">\u8a55\u4fa1\u9805\u76ee<\/th>\n<th style=\"padding:10px 8px;border:1px solid #005a37;text-align:center;\">\u30d7\u30ed\u30df\u30b9<\/th>\n<th style=\"padding:10px 8px;border:1px solid #005a37;text-align:center;\">\u30a2\u30b3\u30e0<\/th>\n<th style=\"padding:10px 8px;border:1px solid #005a37;text-align:center;\">\u30a2\u30a4\u30d5\u30eb<\/th>\n<th style=\"padding:10px 8px;border:1px solid #005a37;text-align:center;\">\u30ec\u30a4\u30af<\/th>\n<th style=\"padding:10px 8px;border:1px solid #005a37;text-align:center;\">SMBC\u30e2\u30d3\u30c3\u30c8<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"background:#f9f9f9;\">\n<td style=\"padding:8px;border:1px solid #e0e0e0;font-weight:bold;position:sticky;left:0;z-index:1;background:#f9f9f9;\">\u4e0a\u9650\u91d1\u5229(20\u70b9)<\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">12\u70b9<br \/><span style=\"font-size:11px;color:#888;\">17.8%<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">10\u70b9<br \/><span style=\"font-size:11px;color:#888;\">17.9%<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">10\u70b9<br \/><span style=\"font-size:11px;color:#888;\">18.0%<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">10\u70b9<br \/><span style=\"font-size:11px;color:#888;\">18.0%<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">10\u70b9<br \/><span style=\"font-size:11px;color:#888;\">18.0%<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #e0e0e0;font-weight:bold;position:sticky;left:0;z-index:1;background:#fff;\">\u7121\u5229\u606f\u671f\u9593(10\u70b9)<\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">6\u70b9<br \/><span style=\"font-size:11px;color:#888;\">30\u65e5\u9593<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">6\u70b9<br \/><span style=\"font-size:11px;color:#888;\">30\u65e5\u9593<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">6\u70b9<br \/><span style=\"font-size:11px;color:#888;\">30\u65e5\u9593<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">10\u70b9<br \/><span style=\"font-size:11px;color:#888;\">365\u65e5\u9593<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">0\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u306a\u3057<\/span><\/td>\n<\/tr>\n<tr style=\"background:#f9f9f9;\">\n<td style=\"padding:8px;border:1px solid #e0e0e0;font-weight:bold;position:sticky;left:0;z-index:1;background:#f9f9f9;\">\u6210\u7d04\u7387(20\u70b9)<\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">17\u70b9<br \/><span style=\"font-size:11px;color:#888;\">35.6%<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">17\u70b9<br \/><span style=\"font-size:11px;color:#888;\">39.6%<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">14\u70b9<br \/><span style=\"font-size:11px;color:#888;\">30.9%<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">7\u70b9<br \/><span style=\"font-size:11px;color:#888;\">24.1%<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">10\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u975e\u516c\u958b<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #e0e0e0;font-weight:bold;position:sticky;left:0;z-index:1;background:#fff;\">\u5229\u4fbf\u6027(20\u70b9)<\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">20\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u6700\u77ed3\u5206\u30fb\u5168\u5bfe\u5fdc<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">18\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u6700\u77ed20\u5206\u30fb\u5168\u5bfe\u5fdc<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">18\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u6700\u77ed18\u5206\u30fb\u5168\u5bfe\u5fdc<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">16\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u6700\u77ed25\u5206\u30fb\u5168\u5bfe\u5fdc<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">16\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u6700\u77ed15\u5206\u30fb\u5168\u5bfe\u5fdc<\/span><\/td>\n<\/tr>\n<tr style=\"background:#f9f9f9;\">\n<td style=\"padding:8px;border:1px solid #e0e0e0;font-weight:bold;position:sticky;left:0;z-index:1;background:#f9f9f9;\">\u5b89\u5fc3\u5ea6(15\u70b9)<\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">14\u70b9<br \/><span style=\"font-size:11px;color:#888;\">SMBC\u30b0\u30eb\u30fc\u30d7<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">14\u70b9<br \/><span style=\"font-size:11px;color:#888;\">MUFG\u30b0\u30eb\u30fc\u30d7<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">12\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u72ec\u7acb\u7cfb\u4e0a\u5834<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">14\u70b9<br \/><span style=\"font-size:11px;color:#888;\">SBI\u30b0\u30eb\u30fc\u30d7<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">14\u70b9<br \/><span style=\"font-size:11px;color:#888;\">SMBC\u30b0\u30eb\u30fc\u30d7<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #e0e0e0;font-weight:bold;position:sticky;left:0;z-index:1;background:#fff;\">\u30d7\u30e9\u30a4\u30d0\u30b7\u30fc(15\u70b9)<\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">15\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u5168\u9805\u76ee\u5bfe\u5fdc<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">13\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u96fb\u8a71\u539f\u5247\u306a\u3057<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">15\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u5168\u9805\u76ee\u5bfe\u5fdc<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">13\u70b9<br \/><span style=\"font-size:11px;color:#888;\">\u96fb\u8a71\u539f\u5247\u306a\u3057<\/span><\/td>\n<td style=\"padding:8px;border:1px solid #e0e0e0;text-align:center;\">15\u70b9<br \/><span style=\"font-size:11px;color:#888;\">Web\u5b8c\u7d50\u3067\u5168\u5bfe\u5fdc<\/span><\/td>\n<\/tr>\n<tr style=\"background:#006941;color:#fff;font-weight:bold;\">\n<td style=\"padding:10px 8px;border:1px solid #005a37;position:sticky;left:0;z-index:2;background:#006941;\">\u5408\u8a08\uff08100\u70b9\u6e80\u70b9\uff09<\/td>\n<td style=\"padding:10px 8px;border:1px solid #005a37;text-align:center;font-size:20px;\">84\u70b9<\/td>\n<td style=\"padding:10px 8px;border:1px solid #005a37;text-align:center;font-size:20px;\">78\u70b9<\/td>\n<td style=\"padding:10px 8px;border:1px solid #005a37;text-align:center;font-size:20px;\">75\u70b9<\/td>\n<td style=\"padding:10px 8px;border:1px solid #005a37;text-align:center;font-size:20px;\">70\u70b9<\/td>\n<td style=\"padding:10px 8px;border:1px solid #005a37;text-align:center;font-size:20px;\">65\u70b9<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<h3 class=\"wp-block-heading\">\u30b9\u30b3\u30a2\u306e\u8aad\u307f\u65b9<\/h3>\n<ul class=\"wp-block-list\">\n<li><strong>80\u70b9\u4ee5\u4e0a<\/strong>: \u7dcf\u5408\u529b\u304c\u975e\u5e38\u306b\u9ad8\u3044\u3002\u521d\u3081\u3066\u306e\u65b9\u306b\u6700\u3082\u304a\u3059\u3059\u3081\u3067\u304d\u308b<\/li>\n<li><strong>70\u301c79\u70b9<\/strong>: \u7dcf\u5408\u529b\u304c\u9ad8\u3044\u3002\u7279\u5b9a\u306e\u5f37\u307f\u304c\u3042\u308b<\/li>\n<li><strong>60\u301c69\u70b9<\/strong>: \u6a19\u6e96\u7684\u3002\u7279\u5b9a\u306e\u30cb\u30fc\u30ba\u306b\u5408\u3048\u3070\u9078\u629e\u80a2\u306b\u306a\u308b<\/li>\n<li><strong>50\u301c59\u70b9<\/strong>: \u4e00\u90e8\u306b\u8ab2\u984c\u3042\u308a\u3002\u6761\u4ef6\u3092\u78ba\u8a8d\u3057\u3066\u5229\u7528\u3092\u691c\u8a0e<\/li>\n<\/ul>\n<p><strong>\u91cd\u8981\u306a\u88dc\u8db3:<\/strong> \u30b9\u30b3\u30a2\u306f\u3042\u304f\u307e\u3067\u300c\u7dcf\u5408\u8a55\u4fa1\u300d\u3067\u3059\u3002\u300c\u5be9\u67fb\u306b\u901a\u308a\u3084\u3059\u3044\u65b9\u304c\u3044\u3044\u300d\u306a\u3089\u30a2\u30b3\u30e0\uff08\u6210\u7d04\u738739.6%\uff09\u3001\u300c\u5229\u606f\u3092\u6700\u5c0f\u306b\u3057\u305f\u3044\u300d\u306a\u3089\u30ec\u30a4\u30af\uff08365\u65e5\u7121\u5229\u606f\uff09\u3001\u300c\u7d76\u5bfe\u306b\u30d0\u30ec\u305f\u304f\u306a\u3044\u300d\u306a\u3089SMBC\u30e2\u30d3\u30c3\u30c8\uff08Web\u5b8c\u7d50\uff09\u306e\u3088\u3046\u306b\u3001<strong>\u3042\u306a\u305f\u304c\u6700\u3082\u91cd\u8996\u3059\u308b\u30dd\u30a4\u30f3\u30c8\u3067\u9078\u3076<\/strong>\u306e\u304c\u6b63\u89e3\u3067\u3059\u3002<\/p>\n<h2 class=\"wp-block-heading\" id=\"data-sources\">\u30c7\u30fc\u30bf\u30bd\u30fc\u30b9\u4e00\u89a7<\/h2>\n<p>\u3044\u3064\u306e\u30de\u30cb\u30fc\u306e\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u304a\u3088\u3073\u8a18\u4e8b\u4f5c\u6210\u306b\u4f7f\u7528\u3057\u3066\u3044\u308b\u30c7\u30fc\u30bf\u30bd\u30fc\u30b9\u306f\u4ee5\u4e0b\u306e\u901a\u308a\u3067\u3059\u3002<strong>\u5168\u3066\u7121\u6599\u3067\u95b2\u89a7\u3067\u304d\u308b\u516c\u958b\u60c5\u5831<\/strong>\u3067\u3042\u308a\u3001\u8aad\u8005\u81ea\u8eab\u304c\u691c\u8a3c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<h3 class=\"wp-block-heading\">\u5404\u793e\u306e\u516c\u5f0f\u60c5\u5831\u30fbIR<\/h3>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th>\u30c7\u30fc\u30bf\u30bd\u30fc\u30b9<\/th>\n<th>\u53d6\u5f97\u3067\u304d\u308b\u60c5\u5831<\/th>\n<th>\u66f4\u65b0\u983b\u5ea6<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/www.acom.co.jp\/corp\/ir\/library\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u30a2\u30b3\u30e0 IR<\/a><\/td>\n<td>\u6210\u7d04\u7387\u30fb\u65b0\u898f\u7533\u8fbc\u4ef6\u6570\u30fb\u8cb8\u4ed8\u6b8b\u9ad8\u30fb\u9867\u5ba2\u6570<\/td>\n<td>\u6708\u6b21<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.smbc-cf.com\/ir\/highlight\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">SMBC\u30b3\u30f3\u30b7\u30e5\u30fc\u30de\u30fc\u30d5\u30a1\u30a4\u30ca\u30f3\u30b9 IR<\/a><\/td>\n<td>\u6210\u7d04\u7387\u30fb\u6708\u6b21\u55b6\u696d\u6307\u6a19<\/td>\n<td>\u6708\u6b21<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.ir-aiful.com\/jp\/finance\/monthly_data.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u30a2\u30a4\u30d5\u30eb IR<\/a><\/td>\n<td>\u6210\u7d04\u7387\u30fb\u65b0\u898f\u7533\u8fbc\u4ef6\u6570\u30fb\u8cb8\u4ed8\u6b8b\u9ad8<\/td>\n<td>\u6708\u6b21<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/corp.sbishinseibank.co.jp\/ja\/ir\/library\/results.html\" target=\"_blank\" rel=\"noreferrer noopener\">SBI\u65b0\u751f\u9280\u884c IR<\/a><\/td>\n<td>\u30ec\u30a4\u30af\u306e\u6210\u7d04\u7387\u30fb\u8cb8\u4ed8\u6b8b\u9ad8<\/td>\n<td>\u56db\u534a\u671f<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h3 class=\"wp-block-heading\">\u516c\u7684\u6a5f\u95a2\u306e\u7d71\u8a08\u30c7\u30fc\u30bf<\/h3>\n<figure class=\"wp-block-table\">\n<table class=\"has-fixed-layout\">\n<thead>\n<tr>\n<th>\u30c7\u30fc\u30bf\u30bd\u30fc\u30b9<\/th>\n<th>\u53d6\u5f97\u3067\u304d\u308b\u60c5\u5831<\/th>\n<th>\u66f4\u65b0\u983b\u5ea6<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/www.fsa.go.jp\/status\/kasikin\/index.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u91d1\u878d\u5e81 \u8cb8\u91d1\u696d\u95a2\u4fc2\u8cc7\u6599<\/a><\/td>\n<td>\u767b\u9332\u696d\u8005\u6570\u306e\u63a8\u79fb\u30fb\u696d\u614b\u5225\u30c7\u30fc\u30bf<\/td>\n<td>\u5e74\u6b21<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.fsa.go.jp\/common\/about\/research\/20250530\/01.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u91d1\u878d\u5e81 \u8cb8\u91d1\u696d\u5229\u7528\u8005\u8abf\u67fb<\/a><\/td>\n<td>\u501f\u5165\u7406\u7531\u30fb\u5e74\u4ee3\u5225\u5229\u7528\u5b9f\u614b<\/td>\n<td>\u5e74\u6b21<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.j-fsa.or.jp\/material\/monthly_survey\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a \u6708\u6b21\u7d71\u8a08<\/a><\/td>\n<td>\u8cb8\u4ed8\u6b8b\u9ad8\u30fb\u696d\u8005\u6570\u306e\u63a8\u79fb<\/td>\n<td>\u6708\u6b21<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.cic.co.jp\/cic\/statistics-kashikin.html\" target=\"_blank\" rel=\"noreferrer noopener\">CIC \u8cb8\u91d1\u7d71\u8a08\u30c7\u30fc\u30bf<\/a><\/td>\n<td>\u65b0\u898f\u7533\u8fbc\u4ef6\u6570\u30fb\u5ef6\u6ede\u60c5\u5831<\/td>\n<td>\u6708\u6b21<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.jicc.co.jp\/aboutus\/credit-info\/statistics\" target=\"_blank\" rel=\"noreferrer noopener\">JICC \u4fe1\u7528\u60c5\u5831\u7d71\u8a08<\/a><\/td>\n<td>\u4fe1\u7528\u60c5\u5831\u7167\u4f1a\u4ef6\u6570\u30fb\u767b\u9332\u4ef6\u6570<\/td>\n<td>\u6708\u6b21<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.zenginkyo.or.jp\/stats\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5168\u56fd\u9280\u884c\u5354\u4f1a \u7d71\u8a08<\/a><\/td>\n<td>\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u6b8b\u9ad8\u30fb\u6d88\u8cbb\u8005\u610f\u8b58\u8abf\u67fb<\/td>\n<td>\u56db\u534a\u671f<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.courts.go.jp\/app\/sihotokei_jp\/list\" target=\"_blank\" rel=\"noreferrer noopener\">\u88c1\u5224\u6240 \u53f8\u6cd5\u7d71\u8a08<\/a><\/td>\n<td>\u81ea\u5df1\u7834\u7523\u30fb\u500b\u4eba\u518d\u751f\u306e\u4ef6\u6570\u63a8\u79fb<\/td>\n<td>\u5e74\u6b21<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/www.kokusen.go.jp\/soudan_topics\/data\/saimu.html\" target=\"_blank\" rel=\"noreferrer noopener\">\u56fd\u6c11\u751f\u6d3b\u30bb\u30f3\u30bf\u30fc<\/a><\/td>\n<td>\u591a\u91cd\u50b5\u52d9\u76f8\u8ac7\u4ef6\u6570\u30fb\u50be\u5411<\/td>\n<td>\u5e74\u6b21<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/disclosure2.edinet-fsa.go.jp\/\" target=\"_blank\" rel=\"noreferrer noopener\">EDINET<\/a><\/td>\n<td>\u6709\u4fa1\u8a3c\u5238\u5831\u544a\u66f8\uff08\u8ca1\u52d9\u30c7\u30fc\u30bf\u8a73\u7d30\uff09<\/td>\n<td>\u56db\u534a\u671f<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n<h2 class=\"wp-block-heading\" id=\"update-policy\">\u30c7\u30fc\u30bf\u66f4\u65b0\u30eb\u30fc\u30eb\u3068\u7de8\u96c6\u65b9\u91dd<\/h2>\n<h3 class=\"wp-block-heading\">\u66f4\u65b0\u30eb\u30fc\u30eb<\/h3>\n<ul class=\"wp-block-list\">\n<li><strong>\u91d1\u5229\u30fb\u6761\u4ef6<\/strong>: \u5404\u793e\u306e\u516c\u5f0f\u30b5\u30a4\u30c8\u3067\u5909\u66f4\u304c\u78ba\u8a8d\u3055\u308c\u6b21\u7b2c\u3001\u5373\u65e5\u66f4\u65b0<\/li>\n<li><strong>\u6210\u7d04\u7387<\/strong>: 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class=\"faq_q\">\u3044\u3064\u306e\u30de\u30cb\u30fc\u30b9\u30b3\u30a2\u306e\u30e9\u30f3\u30ad\u30f3\u30b0\u306f\u5e83\u544a\u8cbb\u3067\u6c7a\u307e\u3063\u3066\u3044\u307e\u305b\u3093\u304b\uff1f<\/dt>\n<dd class=\"faq_a\">\n<p>\u3044\u3044\u3048\u3002\u30b9\u30b3\u30a2\u306f\u91d1\u5229\u30fb\u6210\u7d04\u7387\u30fb\u878d\u8cc7\u30b9\u30d4\u30fc\u30c9\u7b49\u306e\u5ba2\u89b3\u30c7\u30fc\u30bf\u306e\u307f\u3067\u7b97\u51fa\u3057\u3066\u304a\u308a\u3001\u5e83\u544a\u8cbb\u3084\u63d0\u643a\u95a2\u4fc2\u306f\u4e00\u5207\u5f71\u97ff\u3057\u307e\u305b\u3093\u3002\u3053\u306e\u30da\u30fc\u30b8\u3067\u5168\u3066\u306e\u7b97\u51fa\u57fa\u6e96\u3092\u516c\u958b\u3057\u3066\u3044\u308b\u306e\u3067\u3001\u8ab0\u3067\u3082\u691c\u8a3c\u53ef\u80fd\u3067\u3059\u3002<\/p>\n<\/dd>\n<\/div>\n<div class=\"swell-block-faq__item\">\n<dt class=\"faq_q\">\u6210\u7d04\u7387\u306e\u30c7\u30fc\u30bf\u306f\u3069\u3053\u304b\u3089\u53d6\u5f97\u3057\u3066\u3044\u307e\u3059\u304b\uff1f<\/dt>\n<dd class=\"faq_a\">\n<p>\u5404\u793e\u304c\u6295\u8cc7\u5bb6\u5411\u3051\u306b\u516c\u958b\u3057\u3066\u3044\u308bIR\uff08\u6295\u8cc7\u5bb6\u5411\u3051\u60c5\u5831\uff09\u306e\u6708\u6b21\u30ec\u30dd\u30fc\u30c8\u304b\u3089\u53d6\u5f97\u3057\u3066\u3044\u307e\u3059\u3002\u30a2\u30b3\u30e0\u30fb\u30a2\u30a4\u30d5\u30eb\u306f\u6708\u6b21\u3001\u30d7\u30ed\u30df\u30b9\u306f\u6708\u6b21\u55b6\u696d\u6307\u6a19\u3001\u30ec\u30a4\u30af\u306fSBI\u65b0\u751f\u9280\u884c\u306e\u56db\u534a\u671f\u30c7\u30fc\u30bf\u30d6\u30c3\u30af\u3067\u78ba\u8a8d\u3067\u304d\u307e\u3059\u3002<\/p>\n<\/dd>\n<\/div>\n<div class=\"swell-block-faq__item\">\n<dt class=\"faq_q\">\u30b9\u30b3\u30a2\u304c\u9ad8\u3044\uff1d\u5fc5\u305a\u5be9\u67fb\u306b\u901a\u308b\u3068\u3044\u3046\u610f\u5473\u3067\u3059\u304b\uff1f<\/dt>\n<dd class=\"faq_a\">\n<p>\u3044\u3044\u3048\u3002\u30b9\u30b3\u30a2\u306f\u7dcf\u5408\u7684\u306a\u300c\u5229\u7528\u306e\u3057\u3084\u3059\u3055\u30fb\u304a\u5f97\u3055\u300d\u306e\u8a55\u4fa1\u3067\u3042\u308a\u3001\u500b\u4eba\u306e\u5be9\u67fb\u7d50\u679c\u3092\u4fdd\u8a3c\u3059\u308b\u3082\u306e\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5be9\u67fb\u7d50\u679c\u306f\u5e74\u53ce\u30fb\u4ed6\u793e\u501f\u5165\u72b6\u6cc1\u30fb\u4fe1\u7528\u60c5\u5831\u7b49\u306e\u500b\u4eba\u306e\u72b6\u6cc1\u306b\u3088\u3063\u3066\u7570\u306a\u308a\u307e\u3059\u3002<\/p>\n<\/dd>\n<\/div>\n<div class=\"swell-block-faq__item\">\n<dt class=\"faq_q\">\u30c7\u30fc\u30bf\u306e\u66f4\u65b0\u983b\u5ea6\u306f\u3069\u306e\u304f\u3089\u3044\u3067\u3059\u304b\uff1f<\/dt>\n<dd 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